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If you give up work to care for someone, you might be worried that not paying National Insurance (NI) will lower your State Pension. But, if you’re eligible for Carer’s Credit, you can get credits to help fill gaps in your National Insurance record. This means you can take on caring responsibilities without affecting your ability to qualify for the State Pension
To get Carer’s Credit you must be:
The person you’re looking after must get one of the following:
If the person you’re caring for does not get one of these benefits, you may still be able to get Carer’s Credit. When you apply, fill in the ‘Care Certificate’ part of the application form and get a health or social care professional to sign it.
You can still get Carer’s Credit even if you have breaks from caring (up to 12 weeks in a row).
For example, you’ll still get Carer’s Credit for 12 weeks if:
Keep the Carer’s Allowance Unit updated if you have a break in caring of more than 12 weeks in a row.
Before you start:
You do not need to apply for Carer’s Credit if you:
Apply using a form:
Download the Carer’s Credit claim form.
The form includes a Care Certificate – ask a health or social care professional to sign it for you.
You can also get the form by calling the Carer’s Allowance Unit.
Carer’s Allowance Unit
Telephone: 0800 731 0297
Textphone: 0800 731 0317
Alternative formats
Call the Carer’s Allowance Unit to ask for alternative formats, such as braille, large print or audio CD.
Carer’s Allowance Unit
Mail Handling Site A
Wolverhampton
WV98 2AB
You can challenge a decision about your claim. This is called asking for mandatory reconsideration.
Please note: The person your care for benefits entitlement may be affected if you apply for Carer’s Allowance
By registering with us as a carer you will get access to a whole range of services, including advice, information, access to our groups, events and carers grants.
You can book a call with one of our support workers and talk to them about any of your concerns.
